About Financing
We Finance All Types Bad Credit Car Loans
Types of Bad Credit Car Loans
There are several types of bad credit car loans available for individuals with less-than-perfect credit. One type is a subprime loan, designed for borrowers with lower-than-normal credit scores. At New Wave Auto Sales we help find the best loans with the best interest rates and get our customers approved 100% of the time.
Self Employed Car Loans
Most lenders look at the self-employed as bad credit risks because of the instability of their income. Self-employed individuals may find it challenging to obtain a car loan. However, some lenders offer self-employed car loans that take into account the borrower’s unique financial situation. These loans may require more documentation than traditional car loans, such as tax returns and bank statements, to prove income and stability. At New Wave Auto Sales, we know how to work with lenders to make this process as easy as possible
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Bankruptcy Car Loans
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Consumer Proposal Car Loans
If you’ve experienced bankruptcy or consumer proposal, you may be hesitant to apply for a car loan. After all, most lenders will view your credit history as a sign of risk. But what if we told you that there’s a lender that sees things differently? New Wave Auto Sales understands that bankruptcy or consumer proposal is often an opportunity for a fresh start. That’s why they offer car loans to individuals with bad credit, including those who haven’t been discharged yet. With a nearly 100% approval rate, New Wave Auto Sales is a smart choice for anyone looking to rebuild their credit and get behind the wheel of a reliable vehicle. Don’t let past financial struggles hold you back – apply for a car loan with New Wave Auto Sales today.
First Time Car Loans
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Student Car Loans
If you’re a first-time buyer or a student looking to establish credit, a car loan can be a great way to get started. But if you have no credit history, it can be tough to get approved for a loan. Most lenders will automatically consider you a bad credit risk. That’s where New Wave Auto Sales comes in. We specialize in helping first-time buyers and students get behind the wheel with our car loan options. We take a big-picture approach, looking beyond just your credit score to understand your unique circumstances. With a nearly 100% approval rate, we’re one of the best options out there for those who are just starting out. And if you make your payments on time, we’ll even review your loan in the tenth month and offer the opportunity to rewrite it at a lower rate. Don’t let a lack of credit history hold you back – apply for a first-time or student car loan with New Wave Auto Sales today.
Subprime Car Loans
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Bad Credit Car Loans
Subprime car loans are loans that come with higher interest rates than the prime rate, due to the higher risk factor involved. Traditional lenders often decline car loans for individuals carrying too much debt, with delinquent payments and a low credit score. At New Wave Auto Sales, we believe that everyone deserves a second chance. We specialize in subprime car loans, which we see as a great way to repair and rebuild bad credit. We offer debt consolidation and cash back programs to help make payments more manageable. With a nearly 100% approval rate, we’re committed to finding the right loan solution for you. If you’re struggling to get approved for a car loan due to bad credit, consider a subprime loan with New Wave Auto Sales.
No Credit Car Loans
While paying in cash, avoiding credit cards, and staying debt-free might seem like a smart financial strategy, it can actually hurt your credit score in the long run. Most lenders view a lack of credit history as bad credit. But at New Wave Auto Sales, we see things differently. We view no credit car loans as a chance for customers to build their credit from scratch. In fact, we offer nearly 100% approval rates for individuals with no credit history. Plus, credit rebuilding is just one of the many benefits of working with us. If you’re looking to establish credit and get behind the wheel of a reliable car, consider a no-credit car loan with New Wave Auto Sales.
New To Country Car Loans
Moving to a new country can be both exciting and challenging. Starting a new life and supporting your family can be difficult enough without the added stress of trying to get approved for a car loan. Canadian lenders often have strict requirements that can make it tough for new residents to get the financing they need. That’s where New Wave Auto Sales comes in. We have the expertise and experience to help make the car loan process as smooth and stress-free as possible. Plus, we offer a nearly 100% approval rate for New To Country Residents, even if you’ve just arrived. Don’t let the challenges of a new country hold you back – apply for a car loan with New Wave Auto Sales today and take the first step towards getting behind the wheel of your dream car.
How to Apply
Getting started on your journey to get your dream vehicle easy:
- Submit Your Application: Fill out our quick and secure online credit application to begin the process.
- Financial Assessment: Our financial specialists will assess your application and work with you to find a financing solution that suits your needs.
- Select Your Vehicle: Choose from our diverse inventory of quality vehicles that fit your preferences and budget.
- Drive Away with Confidence: Once approved, you can drive away with confidence, knowing that you’re on the path to rebuilding your credit.
At New Wave Auto Sales, we believe in empowering individuals to overcome credit challenges and achieve their dream of car ownership. Explore our Bad Credit Car Loans today and drive forward with confidence.
