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Do Credit Checks Hurt Your Credit Score and by How Much?

Understanding the Impact of Credit Checks on Your Credit Score Few things generate as much concern and confusion when managing your credit as credit checks. Often surrounded by myths and misconceptions, the effect of credit inquiries on your score is a topic worth demystifying. Whether you’re applying for a new credit card, shopping for a

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Why Your Credit Score Is Important

Your credit score is a three-digit number that represents your creditworthiness to lenders and financial institutions. It’s calculated based on your credit history, including your payment history, credit utilization, and length of credit history. Your credit score plays a significant role in your financial life, and it’s important to understand why it’s important. Here are

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